Citigroup is one of the most influential banks or banks in the world. It is one of the largest financial groups and Citibank , whose parent company is located in the United States, is a financial entity belonging to this group. This bank offers the modality of credits known as line of credit, or credit cards. Some of the most obvious advantages of this system is the immediate availability and without questions of credits to be paid in installments (sometimes even without interest). Since the credits are previously authorized at the time the credit card is granted, once the credit line is available, the maximum amount approved can be made available instantly and as many times as necessary, provided that the approved amount is not exceeded. . Futher reading at http://hottoast.org
Another modality that facilitates Citibank credit lines is to be able to withdraw cash from various ATMs. The function is the same, the credit is granted and money is available in cash or it can be paid directly with the plastic and then the amount used to pay for the product or service in the appropriate installments will be returned.
One of the biggest advantages offered by Citibank credit cards is that if a month you are short for any reason, not much happens (unless the amount you owe is huge and / or exceeds the amount approved for you, in whose case you will no longer be able to use the card to make new purchases or withdraw cash). If you have not exceeded your credit limit, you can continue using your Citibank credit line even if one month you stop paying, you should only take into account that interest and surcharges may apply. Do not let the interests play a trick on you, pay promptly and dispose without limits of your credit.
Credit cards in case you need financing very quickly are a convenient option. To request yours, you must fill out a form available on the internet at the Citibank page . For this, it is not necessary to change banks. Some cards and lines of credit (such as Citioro) do not have annual fees, which means that you do not have to pay fees to obtain it, among other benefits.
How to get my credit card
The steps to follow are those:
The first thing is to go to the Citibank website and look for the online application section for Citi Oro cards. A form that you must complete before you can enjoy the benefits of your card for free will be presented.
The form is filled with some personal information, mainly contact information. Shortly you will receive a response from Citibank and you will be answered affirmatively or negatively as the case may be.
Although the form must be filled out in its entirety, it is not necessary to have an account with them. However, you must associate a bank account with the card you wish to obtain. Also, you will be sent a series of documents that must be signed and returned where indicated. All this can be done from the comfort of your home. Everything you need to activate your Citi Gold credit card will be sent to you by mail.
Since the cards are activated in advance, the credit is available immediately after activation. Many lines of credit are valid in a large number of countries around the world, so you can make purchases abroad that can be automatically paid in convenient installments that you decide . Likewise, this is a fairly secure payment method since, in order to make any purchase, a signature is generally requested, or data that only people who have access to your card (physically) can know. This is particularly convenient when you do not want to carry cash.
On the other hand, if what you want is to have a little more cash to feel more secure or you are one of those who prefer to count their money with their hands, with Citi Gold credit cards you can withdraw cash from ATMs automatic when and how much you like, as long as your credit limit allows it.
Citibank credit cards – Citi OroCitibank gives you the security of having a US bank that offers loans to all parts of the world. This type of loans, offers financial products and gives credit cards where you can finance all kinds of purchases and also, get by credit cards, cash almost instantly. Once you use this money, you will be able to know how much you want to pay and when you want to do it, so that your cards do not end with your monthly liquidity.
If what you need is a much more urgent liquidity, this type of card gives the right solution for each type of expense, since you can obtain it without having to change to another branch and do it through your online form.
Credit cards Citibank credit cards – Citi OroCitibank , do not have any type of annual fee, which means that it is a card that is completely free.
How to apply for credit cards?
Remember that these types of cards are completely free, but you must fill out a form with your personal information to ensure that you can be able to get this type of card. In the form, you must enter the personal information requested and the citibank professionals will give you an answer in a few minutes about whether you are eligible to have a city-gold card.
To obtain this type of card, it is not necessary to open an account in any citibank branch, since everything is done through the internet. However, if you must associate the card with one of your accounts. In addition, in a few days, you will receive a document that you will have to return signed. Once the company receives the documentation, your card will be activated and you can start using it wherever you want.
How to get fast credits through the Gold credit card?
Citibank credit cards
By means of this type of cards, you can buy at any type of establishment and also obtain all kinds of financing almost automatically, since unlike credit cards, you can withdraw cash at any ATM so that you have He how best to suit you. You can also make transfers to bank accounts in case you want to leave cash to someone. This type of cards are the best option to have quick money without having any problems.
How you get cash
In order to get cash, all you have to do once you receive and activate your card is to enter it in a bank account and you will have cash almost immediately, just like when you take out money with your credit card. That money is added to the amount you have spent on the card and then you can start paying it in monthly installments that best suit you. You are the one who decides how much to pay each month.
Another thing you can do with this card – as we have already mentioned – is to transfer money to an account associated with that card. This gives you the possibility of having the money in your bank account, which is very useful for people who have their bills domiciled.
Modes of payment of Gold credit cards
When paying this type of credit cards, you have a lot of different ways by which you can get the option that best suits your needs.
Among the different modalities are the following:
• Pay only for the credit that is used every month in full
• Pay a fixed monthly amount regardless of the money you are using
• Pay everything you use at the end of the month.
You can change between the different methods of payment offered by the company, so that you can adapt the one that best suits your needs at all times. You can change the payment method from the main page of the entity or simply call them by phone.
However, the card comes by default with the minimum payment method, that is, you must pay 1% of the amount of money you have spent plus interest, but with a minimum of 18 euros per month.
If you do not want to use this mode, we have already explained how you can change it at the top.
Why choose this type of cards
Citibank credit cards , have the easiest form of financing in the market and also, you know that as long as you pay what you spend, you will always have credit to use. In addition, all the money is returned in comfortable monthly payments you choose the amount you want to pay each month.
In addition, it has no annual fee, which means that the card is completely free and you only spend for the money you are using each month.